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Auto
Collision Insurance
This coverage pays for damage
to your car resulting from a collision with another car, object or as a result of flipping
over. It also covers damage caused by potholes.
Collision coverage is generally sold with a deductible of $250 to $1,000—the higher
your deductible, the lower your premium.
Even if you are at fault for the accident, your policies collision coverage will reimburse
you for the costs of repairing your car, minus the deductible.
If you're not at fault, your insurance company may try to recover the amount they paid you
from the other driver’s insurance company. If they are successful, you should be
reimbursed for the deductible you paid.
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