|
Home Auto Loans Auto Insurance Center Auto Insurance Basics: Minimum Insurance Requirements by State Auto Collision Insurance Bodily Injury Liability Insurance Property Damage Liability Insurance Discounted Auto Insurance Auto Medical Insurance Coverage. Auto Insurance FAQs: Auto Insurance Cost: Credit Reports And Your Insurance Premiums What Is Auto Insurance Liability Auto Insurance Uninsured / Underinsured Auto Insurance Comprehensive / Collision Auto Insurance Understanding Your Auto Insurance Choosing your auto insurance Optional auto insurance Discounted auto insurance High risk auto insurance No fault auto insurance Auto insurance for teenagers Credit Report and your auto insurance Glossary of insurance terms Classic / Collectors auto insurance What type of auto insurance do you need How does auto insurance work Why buy auto insurance online Used Car Insurance Answering questions for auto insurance companies |
Underinsured Motorist
Insurance protect you against injury
|
|
|
Coverage that provides protection for the insured, family members and
occupants
of a covered vehicle in an accident in which the owner or operator of a motor
vehicle
who is legally liable and either does not have sufficient coverage or does not
have
any insurance to cover the loss.
Uninsured and underinsured motorist coverage
protections are a very important part of your policy.
!!! Real good idea to carry these two coverage's !!!
How important are they?
Around 15% of all drivers have no auto insurance coverage.
If you're injured in an
accident caused by one of these drivers,
you won't be reimbursed without this coverage.
Unlike medical coverage, uninsured and underinsured motorist coverage
will compensate
you for not only the out-of-pocket expense of your injuries, but for your
pain and suffering as well.
That's one reason these two types of coverage's are so important.
How much uninsured and underinsured motorist coverage do you need?
Consider carrying the same limits as your liability coverage.
After all, it makes sense to protect yourself and your family
as much as you protect other
drivers on the road.
Protecting yourself also means protecting your assets.
Often
uninsured/underinsured coverage will also reimburse
you for property damage you may incur
in an accident.
![]()
#1 Auto & Car Loans
Site Map
Other
Car Resources About
Us Contact Us
Privacy Policy