No Fault Auto Insurance

 

Be Smart -
Shop around for
Auto Insurance Quotes.

No fault insurance in general is a term used to describe an auto insurance system that requires drivers to carry insurance for their own protection and places limitations on their ability to sue other drivers for damages.

In a pure no fault system, drivers would be completely covered by their own policy, and would be barred from suing another driver for damages.
 
If you have an accident, under pure no fault laws, your auto insurance company will pay for your damages (up to your policy limits), regardless of who was at fault.
 
Other drivers involved would be covered by their auto insurance.

Since no state is pure no fault, drivers can be held financially responsible for the cost of injuries they cause in certain circumstances.
 
States actually use parts of both the no fault system and the standard liability system (under which you're financially responsible for the cost of damages you cause).

Some no fault states allow injured parties to sue if their injuries meet certain standard for severity, while others allow it when total costs reach a certain dollar level.

Always contact the State Insurance Commission Office you live in to find out about your state insurance liability requirements.

That's why liability insurance is still so important, and why and every no fault state requires it.

Brief history of the No-Fault concept

.#1 Auto & Car Loans
Site Map    Other Car  Resources   About Us   Contact Us
Privacy Policy

 

  

Auto Insurance Center

Auto Insurance Basics:

Minimum Insurance Requirements by State

Auto Collision Insurance

Bodily Injury Liability Insurance

Property Damage Liability Insurance

Discounted Auto Insurance

Auto Medical Insurance Coverage.

Auto Insurance FAQs:

Auto Insurance Cost:

Credit Reports And Your Insurance Premiums

What Is Auto Insurance

Liability Auto Insurance

Uninsured / Underinsured Auto Insurance

Comprehensive / Collision Auto  Insurance

Understanding Your Auto Insurance

Choosing your auto insurance

Optional auto insurance

Discounted auto insurance

High risk auto insurance

No fault auto insurance

Auto insurance for teenagers

Credit Report and your auto insurance

Glossary of insurance terms

Classic / Collectors auto insurance

What type of auto insurance do you need

How does auto insurance work

Why buy auto insurance online

Used Car Insurance

Answering questions for auto insurance companies
 

No Fault Auto Insurance