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Property Damage Liability Insurance
provides coverage when you and /or other insured in your household (or someone driving
the car with your permission) are negligent in causing damage to another persons personal
property because of an accident.
Normally, this means damage to someone else’s car, but it also includes damage to
mail boxes, sign post, telephone poles, fences, buildings or other structures you damage.
Property Damage Liability applies for repair or actual cash
value of the other party’s personal property.
Also, Property Damage Liability applies for any
legal expenses brought against you and /or other insured in your household.
Mandatory in most states
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